Call reports 2014
COMMUNITY BANK DELAWARE — 2014
What COMMUNITY BANK DELAWARE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 147,611,000 | 151,128,000 | 154,880,000 | 160,256,000 |
| Total loans | 121,789,000 | 126,342,000 | 131,206,000 | 131,147,000 |
| Allowance for loan losses | 1,749,000 | 1,787,000 | 1,826,000 | 1,726,000 |
| Securities available for sale | 14,304,000 | 14,455,000 | 13,420,000 | 14,263,000 |
| Securities held to maturity | 528,000 | 528,000 | 527,000 | 527,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,005,000 | 113,880,000 | 112,463,000 | 115,879,000 |
| Interest-bearing deposits | 95,245,000 | 96,740,000 | 96,890,000 | 100,588,000 |
| Noninterest-bearing deposits | 14,760,000 | 17,140,000 | 15,573,000 | 15,291,000 |
| Equity capital | 20,904,000 | 21,238,000 | 21,361,000 | 21,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,530,000 | 3,150,000 | 4,795,000 | 6,473,000 |
| Interest expense | 239,000 | 484,000 | 746,000 | 1,040,000 |
| Net interest income | 1,291,000 | 2,666,000 | 4,049,000 | 5,433,000 |
| Noninterest income | 73,000 | 129,000 | 169,000 | 144,000 |
| Noninterest expense | 943,000 | 1,891,000 | 2,842,000 | 3,801,000 |
| Provision for loan losses | 36,000 | 72,000 | 108,000 | 64,000 |
| Pretax income | 385,000 | 832,000 | 1,269,000 | 1,713,000 |
| Income tax | 134,000 | 287,000 | 435,000 | 609,000 |
| Net income | 251,000 | 545,000 | 834,000 | 1,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,389,000 | 21,511,000 | 21,618,000 | 21,722,000 |
| Total capital | 22,876,000 | 23,029,000 | 23,178,000 | 23,279,000 |
| Risk-weighted assets | 118,647,000 | 121,121,000 | 124,552,000 | 124,401,000 |