Call reports 2013
COMMUNITY BANK DELAWARE — 2013
What COMMUNITY BANK DELAWARE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 145,177,000 | 141,967,000 | 142,756,000 | 141,695,000 |
| Total loans | 114,399,000 | 117,033,000 | 118,162,000 | 118,372,000 |
| Allowance for loan losses | 1,973,000 | 2,059,000 | 1,765,000 | 1,768,000 |
| Securities available for sale | 16,494,000 | 13,765,000 | 14,511,000 | 14,059,000 |
| Securities held to maturity | 529,000 | 528,000 | 528,000 | 528,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,517,000 | 108,309,000 | 107,246,000 | 105,416,000 |
| Interest-bearing deposits | 95,773,000 | 91,937,000 | 93,345,000 | 91,625,000 |
| Noninterest-bearing deposits | 12,744,000 | 16,372,000 | 13,901,000 | 13,792,000 |
| Equity capital | 19,919,000 | 19,961,000 | 20,223,000 | 20,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,580,000 | 3,121,000 | 4,703,000 | 6,265,000 |
| Interest expense | 264,000 | 517,000 | 761,000 | 999,000 |
| Net interest income | 1,316,000 | 2,604,000 | 3,942,000 | 5,266,000 |
| Noninterest income | 57,000 | 138,000 | 199,000 | 293,000 |
| Noninterest expense | 904,000 | 1,810,000 | 2,715,000 | 3,600,000 |
| Provision for loan losses | 75,000 | 150,000 | 175,000 | 175,000 |
| Pretax income | 394,000 | 842,000 | 1,312,000 | 1,845,000 |
| Income tax | 145,000 | 308,000 | 480,000 | 639,000 |
| Net income | 249,000 | 534,000 | 832,000 | 1,206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,898,000 | 20,476,000 | 20,767,000 | 21,131,000 |
| Total capital | 21,328,000 | 21,929,000 | 22,202,000 | 22,575,000 |
| Risk-weighted assets | 115,863,000 | 114,997,000 | 115,535,000 | 115,245,000 |