Call reports 2012
COMMUNITY BANK DELAWARE — 2012
What COMMUNITY BANK DELAWARE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 131,989,000 | 134,174,000 | 142,109,000 | 142,047,000 |
| Total loans | 105,566,000 | 107,991,000 | 109,945,000 | 114,487,000 |
| Allowance for loan losses | 1,775,000 | 1,801,000 | 1,731,000 | 1,895,000 |
| Securities available for sale | 14,509,000 | 14,192,000 | 15,811,000 | 17,045,000 |
| Securities held to maturity | 529,000 | 529,000 | 529,000 | 529,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,628,000 | 112,698,000 | 117,028,000 | 113,467,000 |
| Interest-bearing deposits | 97,846,000 | 98,670,000 | 102,557,000 | 100,281,000 |
| Noninterest-bearing deposits | 10,782,000 | 14,028,000 | 14,471,000 | 13,186,000 |
| Equity capital | 18,110,000 | 19,330,000 | 19,641,000 | 19,790,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,570,000 | 3,144,000 | 4,704,000 | 6,229,000 |
| Interest expense | 306,000 | 598,000 | 881,000 | 1,165,000 |
| Net interest income | 1,264,000 | 2,546,000 | 3,823,000 | 5,064,000 |
| Noninterest income | 46,000 | 119,000 | 157,000 | 286,000 |
| Noninterest expense | 808,000 | 1,649,000 | 2,483,000 | 3,343,000 |
| Provision for loan losses | 62,000 | 87,000 | 113,000 | 273,000 |
| Pretax income | 440,000 | 929,000 | 1,428,000 | 1,953,000 |
| Income tax | 171,000 | 361,000 | 555,000 | 734,000 |
| Net income | 269,000 | 568,000 | 873,000 | 1,219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,430,000 | 18,792,000 | 19,321,000 | 19,659,000 |
| Total capital | 18,750,000 | 20,158,000 | 20,695,000 | 21,090,000 |
| Risk-weighted assets | 109,345,000 | 109,399,000 | 113,118,000 | 114,189,000 |