Call reports 2011
COMMUNITY BANK DELAWARE — 2011
What COMMUNITY BANK DELAWARE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 124,597,000 | 127,604,000 | 130,817,000 | 130,930,000 |
| Total loans | 98,734,000 | 99,063,000 | 102,710,000 | 107,395,000 |
| Allowance for loan losses | 1,363,000 | 1,474,000 | 1,590,000 | 1,754,000 |
| Securities available for sale | 12,420,000 | 15,473,000 | 16,571,000 | 15,338,000 |
| Securities held to maturity | 1,030,000 | 530,000 | 530,000 | 529,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,654,000 | 111,694,000 | 111,624,000 | 110,639,000 |
| Interest-bearing deposits | 95,218,000 | 96,406,000 | 98,378,000 | 97,521,000 |
| Noninterest-bearing deposits | 10,436,000 | 15,288,000 | 13,246,000 | 13,118,000 |
| Equity capital | 11,600,000 | 12,309,000 | 17,533,000 | 17,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,450,000 | 2,939,000 | 4,446,000 | 5,999,000 |
| Interest expense | 356,000 | 701,000 | 1,043,000 | 1,364,000 |
| Net interest income | 1,094,000 | 2,238,000 | 3,403,000 | 4,635,000 |
| Noninterest income | 39,000 | 108,000 | 155,000 | 203,000 |
| Noninterest expense | 770,000 | 1,586,000 | 2,305,000 | 3,055,000 |
| Provision for loan losses | 165,000 | 274,000 | 458,000 | 623,000 |
| Pretax income | 198,000 | 486,000 | 820,000 | 1,184,000 |
| Income tax | -240,000 | -476,000 | -710,000 | -651,000 |
| Net income | 438,000 | 962,000 | 1,530,000 | 1,835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,586,000 | 12,073,000 | 17,031,000 | 17,142,000 |
| Total capital | 12,868,000 | 13,371,000 | 18,366,000 | 18,484,000 |
| Risk-weighted assets | 102,468,000 | 102,877,000 | 105,771,000 | 108,294,000 |