Call reports 2010
COMMUNITY BANK DELAWARE — 2010
What COMMUNITY BANK DELAWARE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 107,031,000 | 115,685,000 | 116,501,000 | 120,145,000 |
| Total loans | 81,914,000 | 85,806,000 | 89,947,000 | 95,349,000 |
| Allowance for loan losses | 1,056,000 | 1,244,000 | 1,183,000 | 1,198,000 |
| Securities available for sale | 11,828,000 | 16,784,000 | 16,479,000 | 16,118,000 |
| Securities held to maturity | 1,500,000 | 500,000 | 1,030,000 | 1,030,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,101,000 | 101,388,000 | 102,145,000 | 102,269,000 |
| Interest-bearing deposits | 86,877,000 | 92,172,000 | 94,892,000 | 94,390,000 |
| Noninterest-bearing deposits | 6,224,000 | 9,216,000 | 7,253,000 | 7,879,000 |
| Equity capital | 9,572,000 | 11,202,000 | 11,392,000 | 11,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,214,000 | 2,498,000 | 3,874,000 | 5,322,000 |
| Interest expense | 418,000 | 835,000 | 1,254,000 | 1,663,000 |
| Net interest income | 796,000 | 1,663,000 | 2,620,000 | 3,659,000 |
| Noninterest income | 51,000 | 98,000 | 143,000 | 206,000 |
| Noninterest expense | 647,000 | 1,360,000 | 2,108,000 | 2,859,000 |
| Provision for loan losses | 104,000 | 289,000 | 500,000 | 863,000 |
| Pretax income | 96,000 | 112,000 | 155,000 | 240,000 |
| Income tax | 5,000 | -269,000 | -343,000 | -385,000 |
| Net income | 91,000 | 381,000 | 498,000 | 625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,574,000 | 11,064,000 | 11,181,000 | 11,308,000 |
| Total capital | 10,630,000 | 12,212,000 | 12,364,000 | 12,506,000 |
| Risk-weighted assets | 85,205,000 | 90,979,000 | 96,133,000 | 99,380,000 |