Call reports 2009
COMMUNITY BANK DELAWARE — 2009
What COMMUNITY BANK DELAWARE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 74,988,000 | 90,951,000 | 99,593,000 | 101,008,000 |
| Total loans | 59,702,000 | 68,506,000 | 73,413,000 | 79,723,000 |
| Allowance for loan losses | 701,000 | 773,000 | 858,000 | 972,000 |
| Securities available for sale | 0 | 5,617,000 | 5,435,000 | 6,579,000 |
| Securities held to maturity | 6,000,000 | 7,999,000 | 7,999,000 | 6,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,375,000 | 75,428,000 | 84,593,000 | 86,811,000 |
| Interest-bearing deposits | 59,298,000 | 66,229,000 | 77,273,000 | 79,909,000 |
| Noninterest-bearing deposits | 5,077,000 | 9,199,000 | 7,320,000 | 6,902,000 |
| Equity capital | 9,806,000 | 9,503,000 | 9,461,000 | 9,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 873,000 | 1,868,000 | 3,015,000 | 4,226,000 |
| Interest expense | 438,000 | 913,000 | 1,388,000 | 1,825,000 |
| Net interest income | 435,000 | 955,000 | 1,627,000 | 2,401,000 |
| Noninterest income | 27,000 | 73,000 | 125,000 | 169,000 |
| Noninterest expense | 600,000 | 1,261,000 | 1,934,000 | 2,527,000 |
| Provision for loan losses | 94,000 | 241,000 | 431,000 | 601,000 |
| Pretax income | -232,000 | -474,000 | -613,000 | -558,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -232,000 | -474,000 | -613,000 | -558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,806,000 | 9,563,000 | 9,422,000 | 9,483,000 |
| Total capital | 10,507,000 | 10,336,000 | 10,280,000 | 10,455,000 |
| Risk-weighted assets | 63,206,000 | 75,601,000 | 78,213,000 | 83,185,000 |