Call reports 2008
COMMUNITY BANK DELAWARE — 2008
What COMMUNITY BANK DELAWARE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 50,276,000 | 59,853,000 | 61,087,000 | 69,029,000 |
| Total loans | 34,189,000 | 43,558,000 | 47,743,000 | 55,706,000 |
| Allowance for loan losses | 315,000 | 388,000 | 471,000 | 607,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,000,000 | 7,000,000 | 4,500,000 | 5,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,763,000 | 46,483,000 | 49,707,000 | 55,625,000 |
| Interest-bearing deposits | 33,870,000 | 38,699,000 | 44,199,000 | 50,338,000 |
| Noninterest-bearing deposits | 3,893,000 | 7,784,000 | 5,508,000 | 5,287,000 |
| Equity capital | 11,289,000 | 10,853,000 | 10,540,000 | 10,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 643,000 | 1,369,000 | 2,170,000 | 3,010,000 |
| Interest expense | 316,000 | 651,000 | 1,024,000 | 1,428,000 |
| Net interest income | 327,000 | 718,000 | 1,146,000 | 1,582,000 |
| Noninterest income | 18,000 | 50,000 | 75,000 | 101,000 |
| Noninterest expense | 570,000 | 1,357,000 | 2,071,000 | 2,934,000 |
| Provision for loan losses | 25,000 | 98,000 | 180,000 | 317,000 |
| Pretax income | -250,000 | -687,000 | -1,030,000 | -1,568,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -250,000 | -687,000 | -1,030,000 | -1,568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,289,000 | 10,853,000 | 10,540,000 | 10,044,000 |
| Total capital | 11,604,000 | 11,241,000 | 11,010,000 | 10,651,000 |
| Risk-weighted assets | 44,036,000 | 49,846,000 | 53,466,000 | 59,471,000 |