Call reports 2007
COMMUNITY BANK DELAWARE — 2007
What COMMUNITY BANK DELAWARE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 29,389,000 | 35,965,000 | 41,495,000 | 50,388,000 |
| Total loans | 12,105,000 | 19,036,000 | 22,593,000 | 28,900,000 |
| Allowance for loan losses | 150,000 | 190,000 | 215,000 | 290,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,964,000 | 4,989,000 | 5,498,000 | 6,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,935,000 | 26,789,000 | 31,142,000 | 35,720,000 |
| Interest-bearing deposits | 17,089,000 | 20,823,000 | 26,712,000 | 30,042,000 |
| Noninterest-bearing deposits | 2,846,000 | 5,966,000 | 4,429,000 | 5,678,000 |
| Equity capital | 9,151,000 | 8,877,000 | 9,848,000 | 11,540,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 371,000 | 826,000 | 1,401,000 | 2,034,000 |
| Interest expense | 159,000 | 371,000 | 655,000 | 976,000 |
| Net interest income | 212,000 | 455,000 | 746,000 | 1,058,000 |
| Noninterest income | 10,000 | 22,000 | 39,000 | 66,000 |
| Noninterest expense | 545,000 | 1,034,000 | 1,633,000 | 2,527,000 |
| Provision for loan losses | 25,000 | 65,000 | 90,000 | 165,000 |
| Pretax income | -348,000 | -622,000 | -938,000 | -1,568,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -348,000 | -622,000 | -938,000 | -1,568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,151,000 | 8,877,000 | 9,848,000 | 11,540,000 |
| Total capital | 9,301,000 | 9,067,000 | 10,063,000 | 11,830,000 |
| Risk-weighted assets | 19,895,000 | 26,050,000 | 30,582,000 | 37,961,000 |