Call reports 2006
COMMUNITY BANK DELAWARE — 2006
What COMMUNITY BANK DELAWARE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|
| Total assets | 18,100,000 | 22,663,000 | 26,003,000 |
| Total loans | 640,000 | 4,808,000 | 8,603,000 |
| Allowance for loan losses | 0 | 50,000 | 125,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 0 | 4,877,000 | 6,927,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 8,035,000 | 12,769,000 | 16,348,000 |
| Interest-bearing deposits | 4,647,000 | 10,860,000 | 14,116,000 |
| Noninterest-bearing deposits | 3,388,000 | 1,908,000 | 2,232,000 |
| Equity capital | 10,059,000 | 9,801,000 | 9,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|
| Interest income | 174,000 | 444,000 | 747,000 |
| Interest expense | 8,000 | 93,000 | 223,000 |
| Net interest income | 166,000 | 351,000 | 524,000 |
| Noninterest income | 0 | 6,000 | 13,000 |
| Noninterest expense | 477,000 | 876,000 | 1,383,000 |
| Provision for loan losses | 0 | 50,000 | 125,000 |
| Pretax income | -311,000 | -569,000 | -971,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -311,000 | -569,000 | -971,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|
| Tier 1 capital | 10,059,000 | 9,801,000 | 9,499,000 |
| Total capital | 10,059,000 | 9,851,000 | 9,624,000 |
| Risk-weighted assets | 5,435,000 | 8,406,000 | 11,512,000 |