Call reports 2025
BANK, NATIONAL ASSOCIATION, THE — 2025
What BANK, NATIONAL ASSOCIATION, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 458,652,000 | 452,325,000 | 451,962,000 | 476,526,000 |
| Total loans | 249,008,000 | 262,474,000 | 264,531,000 | 279,822,000 |
| Allowance for loan losses | 3,500,000 | 3,500,000 | 3,500,000 | 3,800,000 |
| Securities available for sale | 95,818,000 | 90,491,000 | 87,507,000 | 87,068,000 |
| Securities held to maturity | 62,497,000 | 60,532,000 | 58,401,000 | 56,636,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 420,698,000 | 412,810,000 | 408,299,000 | 435,183,000 |
| Interest-bearing deposits | 383,687,000 | 377,879,000 | 375,251,000 | 393,639,000 |
| Noninterest-bearing deposits | 37,011,000 | 34,931,000 | 33,048,000 | 41,544,000 |
| Equity capital | 36,475,000 | 37,856,000 | 41,772,000 | 40,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,615,000 | 11,517,000 | 17,545,000 | 23,633,000 |
| Interest expense | 1,720,000 | 3,401,000 | 5,055,000 | 6,625,000 |
| Net interest income | 3,895,000 | 8,116,000 | 12,490,000 | 17,008,000 |
| Noninterest income | 818,000 | 1,669,000 | 2,591,000 | 3,424,000 |
| Noninterest expense | 3,291,000 | 6,320,000 | 9,632,000 | 13,771,000 |
| Provision for loan losses | 23,000 | 25,000 | 59,000 | 418,000 |
| Pretax income | 1,399,000 | 3,440,000 | 5,390,000 | 6,243,000 |
| Income tax | 0 | 0 | 0 | 35,000 |
| Net income | 1,399,000 | 3,440,000 | 5,390,000 | 6,208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,806,000 | 50,413,000 | 51,941,000 | 49,942,000 |