Call reports 2023
BANK, NATIONAL ASSOCIATION, THE — 2023
What BANK, NATIONAL ASSOCIATION, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 466,923,000 | 453,073,000 | 450,719,000 | 463,041,000 |
| Total loans | 227,488,000 | 238,039,000 | 246,288,000 | 255,099,000 |
| Allowance for loan losses | 3,200,000 | 3,200,000 | 3,200,000 | 3,200,000 |
| Securities available for sale | 116,078,000 | 112,926,000 | 108,650,000 | 112,378,000 |
| Securities held to maturity | 80,589,000 | 78,001,000 | 75,215,000 | 72,931,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 438,008,000 | 424,248,000 | 405,863,000 | 426,616,000 |
| Interest-bearing deposits | 397,476,000 | 384,367,000 | 372,335,000 | 383,898,000 |
| Noninterest-bearing deposits | 40,532,000 | 39,881,000 | 33,528,000 | 42,718,000 |
| Equity capital | 27,700,000 | 27,414,000 | 30,008,000 | 35,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,815,000 | 9,800,000 | 14,982,000 | 20,382,000 |
| Interest expense | 1,189,000 | 2,542,000 | 4,032,000 | 5,733,000 |
| Net interest income | 3,626,000 | 7,258,000 | 10,950,000 | 14,649,000 |
| Noninterest income | 805,000 | 1,619,000 | 2,490,000 | 3,324,000 |
| Noninterest expense | 2,956,000 | 6,274,000 | 9,690,000 | 13,857,000 |
| Provision for loan losses | -4,000 | 5,000 | -45,000 | -26,000 |
| Pretax income | 1,479,000 | 2,598,000 | 3,795,000 | 4,142,000 |
| Income tax | -80,000 | -80,000 | -81,000 | -68,000 |
| Net income | 1,559,000 | 2,678,000 | 3,876,000 | 4,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,970,000 | 43,950,000 | 45,019,000 | 45,513,000 |