Call reports 2016
BANK, NATIONAL ASSOCIATION, THE — 2016
What BANK, NATIONAL ASSOCIATION, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 363,257,000 | 354,112,000 | 350,941,000 | 365,549,000 |
| Total loans | 194,262,000 | 201,649,000 | 210,678,000 | 214,014,000 |
| Allowance for loan losses | 3,550,000 | 3,550,000 | 3,750,000 | 3,550,000 |
| Securities available for sale | 134,855,000 | 135,181,000 | 115,113,000 | 120,123,000 |
| Securities held to maturity | 1,717,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 324,421,000 | 313,420,000 | 310,251,000 | 329,406,000 |
| Interest-bearing deposits | 295,663,000 | 285,977,000 | 281,593,000 | 296,882,000 |
| Noninterest-bearing deposits | 28,758,000 | 27,443,000 | 28,658,000 | 32,524,000 |
| Equity capital | 37,728,000 | 39,441,000 | 39,324,000 | 35,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,485,000 | 7,038,000 | 10,600,000 | 14,152,000 |
| Interest expense | 289,000 | 569,000 | 838,000 | 1,136,000 |
| Net interest income | 3,196,000 | 6,469,000 | 9,762,000 | 13,016,000 |
| Noninterest income | 798,000 | 1,556,000 | 2,347,000 | 3,123,000 |
| Noninterest expense | 2,379,000 | 4,821,000 | 7,388,000 | 10,222,000 |
| Provision for loan losses | -284,000 | -629,000 | -499,000 | -31,000 |
| Pretax income | 1,820,000 | 3,867,000 | 5,289,000 | 6,075,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,820,000 | 3,867,000 | 5,289,000 | 6,075,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,683,000 | 38,750,000 | 39,192,000 | 37,887,000 |
| Total capital | 40,307,000 | 41,448,000 | 41,934,000 | 40,670,000 |
| Risk-weighted assets | 208,742,000 | 214,736,000 | 218,115,000 | 221,657,000 |