Call reports 2015
BANK, NATIONAL ASSOCIATION, THE — 2015
What BANK, NATIONAL ASSOCIATION, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 375,829,000 | 364,654,000 | 377,743,000 | 365,035,000 |
| Total loans | 200,377,000 | 191,168,000 | 197,397,000 | 201,122,000 |
| Allowance for loan losses | 3,750,000 | 3,750,000 | 3,550,000 | 3,550,000 |
| Securities available for sale | 143,550,000 | 156,172,000 | 164,436,000 | 141,929,000 |
| Securities held to maturity | 2,806,000 | 2,752,000 | 1,708,000 | 1,712,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 338,039,000 | 326,571,000 | 320,404,000 | 327,397,000 |
| Interest-bearing deposits | 308,082,000 | 298,800,000 | 293,824,000 | 296,692,000 |
| Noninterest-bearing deposits | 29,957,000 | 27,771,000 | 26,580,000 | 30,705,000 |
| Equity capital | 36,446,000 | 36,624,000 | 37,185,000 | 36,546,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,558,000 | 7,154,000 | 10,633,000 | 14,174,000 |
| Interest expense | 314,000 | 623,000 | 917,000 | 1,206,000 |
| Net interest income | 3,244,000 | 6,531,000 | 9,716,000 | 12,968,000 |
| Noninterest income | 1,558,000 | 2,335,000 | 3,117,000 | 3,898,000 |
| Noninterest expense | 2,584,000 | 4,928,000 | 7,231,000 | 10,223,000 |
| Provision for loan losses | -11,000 | -5,000 | 435,000 | 517,000 |
| Pretax income | 2,227,000 | 3,941,000 | 5,155,000 | 6,123,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,227,000 | 3,941,000 | 5,155,000 | 6,123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,344,000 | 37,078,000 | 37,312,000 | 36,843,000 |
| Total capital | 38,985,000 | 39,650,000 | 39,941,000 | 39,517,000 |
| Risk-weighted assets | 209,878,000 | 204,197,000 | 209,129,000 | 212,758,000 |