Call reports 2013
BANK, NATIONAL ASSOCIATION, THE — 2013
What BANK, NATIONAL ASSOCIATION, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 409,435,000 | 401,388,000 | 395,065,000 | 402,038,000 |
| Total loans | 179,708,000 | 186,518,000 | 190,250,000 | 199,834,000 |
| Allowance for loan losses | 2,700,000 | 2,700,000 | 3,000,000 | 3,750,000 |
| Securities available for sale | 194,545,000 | 189,751,000 | 173,480,000 | 140,262,000 |
| Securities held to maturity | 2,731,000 | 2,552,000 | 2,354,000 | 2,166,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 372,335,000 | 367,385,000 | 361,938,000 | 368,342,000 |
| Interest-bearing deposits | 338,386,000 | 335,878,000 | 331,490,000 | 335,901,000 |
| Noninterest-bearing deposits | 33,949,000 | 31,507,000 | 30,448,000 | 32,441,000 |
| Equity capital | 35,844,000 | 32,721,000 | 31,677,000 | 32,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,700,000 | 7,463,000 | 11,426,000 | 15,215,000 |
| Interest expense | 548,000 | 1,065,000 | 1,507,000 | 1,931,000 |
| Net interest income | 3,152,000 | 6,398,000 | 9,919,000 | 13,284,000 |
| Noninterest income | 904,000 | 1,821,000 | 2,823,000 | 3,716,000 |
| Noninterest expense | 2,687,000 | 5,352,000 | 8,031,000 | 10,850,000 |
| Provision for loan losses | -69,000 | -101,000 | 204,000 | 961,000 |
| Pretax income | 2,101,000 | 3,634,000 | 4,243,000 | 1,486,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,101,000 | 3,634,000 | 4,243,000 | 1,486,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,889,000 | 36,442,000 | 35,744,000 | 32,986,000 |
| Total capital | 38,550,000 | 39,242,000 | 38,492,000 | 35,700,000 |
| Risk-weighted assets | 212,716,000 | 229,123,000 | 219,445,000 | 215,734,000 |