Call reports 2008
BANK, NATIONAL ASSOCIATION, THE — 2008
What BANK, NATIONAL ASSOCIATION, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 392,948,000 | 402,197,000 | 379,750,000 | 383,157,000 |
| Total loans | 240,030,000 | 242,111,000 | 245,252,000 | 237,273,000 |
| Allowance for loan losses | 1,200,000 | 1,200,000 | 1,200,000 | 2,000,000 |
| Securities available for sale | 111,929,000 | 124,949,000 | 83,544,000 | 76,173,000 |
| Securities held to maturity | 8,704,000 | 8,379,000 | 8,058,000 | 22,858,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 326,942,000 | 339,119,000 | 325,983,000 | 330,551,000 |
| Interest-bearing deposits | 313,298,000 | 323,948,000 | 311,613,000 | 317,810,000 |
| Noninterest-bearing deposits | 13,644,000 | 15,171,000 | 14,370,000 | 12,741,000 |
| Equity capital | 30,185,000 | 28,386,000 | 30,485,000 | 29,832,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 6,469,000 | 12,822,000 | 19,123,000 | 24,829,000 |
| Interest expense | 2,340,000 | 4,376,000 | 6,482,000 | 8,136,000 |
| Net interest income | 4,129,000 | 8,446,000 | 12,641,000 | 16,693,000 |
| Noninterest income | 850,000 | 1,781,000 | 2,787,000 | 3,693,000 |
| Noninterest expense | 2,507,000 | 5,145,000 | 7,889,000 | 10,824,000 |
| Provision for loan losses | 195,000 | 659,000 | 936,000 | 3,035,000 |
| Pretax income | 2,267,000 | 4,455,000 | 6,603,000 | 6,234,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,267,000 | 4,455,000 | 6,603,000 | 6,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,257,000 | 30,137,000 | 30,979,000 | 30,217,000 |
| Total capital | 30,457,000 | 31,337,000 | 32,179,000 | 32,217,000 |
| Risk-weighted assets | 249,329,000 | 254,547,000 | 252,560,000 | 242,747,000 |