Call reports 2006
BANK, NATIONAL ASSOCIATION, THE — 2006
What BANK, NATIONAL ASSOCIATION, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 315,546,000 | 324,639,000 | 335,720,000 | 341,847,000 |
| Total loans | 186,006,000 | 192,907,000 | 198,643,000 | 206,067,000 |
| Allowance for loan losses | 1,200,000 | 1,200,000 | 1,200,000 | 1,200,000 |
| Securities available for sale | 110,035,000 | 110,173,000 | 112,778,000 | 98,375,000 |
| Securities held to maturity | 1,009,000 | 1,005,000 | 1,002,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 281,144,000 | 279,542,000 | 289,546,000 | 294,288,000 |
| Interest-bearing deposits | 266,223,000 | 264,891,000 | 275,807,000 | 281,331,000 |
| Noninterest-bearing deposits | 14,921,000 | 14,651,000 | 13,739,000 | 12,957,000 |
| Equity capital | 23,168,000 | 22,586,000 | 25,409,000 | 27,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,890,000 | 10,098,000 | 15,588,000 | 21,314,000 |
| Interest expense | 1,563,000 | 3,309,000 | 5,307,000 | 7,400,000 |
| Net interest income | 3,327,000 | 6,789,000 | 10,281,000 | 13,914,000 |
| Noninterest income | 799,000 | 1,640,000 | 2,486,000 | 3,341,000 |
| Noninterest expense | 2,202,000 | 4,517,000 | 6,790,000 | 9,520,000 |
| Provision for loan losses | 167,000 | 227,000 | 194,000 | 604,000 |
| Pretax income | 1,736,000 | 3,535,000 | 5,631,000 | 6,915,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,736,000 | 3,535,000 | 5,631,000 | 6,915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,232,000 | 25,723,000 | 26,513,000 | 27,796,000 |
| Total capital | 26,432,000 | 26,923,000 | 27,713,000 | 28,996,000 |
| Risk-weighted assets | 191,466,000 | 198,876,000 | 205,353,000 | 210,189,000 |