Call reports 2005
BANK, NATIONAL ASSOCIATION, THE — 2005
What BANK, NATIONAL ASSOCIATION, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 290,989,000 | 292,107,000 | 299,354,000 | 312,767,000 |
| Total loans | 181,526,000 | 182,119,000 | 183,362,000 | 184,804,000 |
| Allowance for loan losses | 1,200,000 | 1,200,000 | 1,200,000 | 1,200,000 |
| Securities available for sale | 86,776,000 | 88,649,000 | 90,817,000 | 106,205,000 |
| Securities held to maturity | 2,561,000 | 1,018,000 | 1,015,000 | 1,012,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,880,000 | 249,949,000 | 262,890,000 | 277,840,000 |
| Interest-bearing deposits | 208,894,000 | 209,305,000 | 220,045,000 | 262,653,000 |
| Noninterest-bearing deposits | 40,986,000 | 40,644,000 | 42,845,000 | 15,187,000 |
| Equity capital | 24,065,000 | 25,394,000 | 25,395,000 | 23,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,165,000 | 8,423,000 | 12,811,000 | 17,476,000 |
| Interest expense | 912,000 | 1,913,000 | 3,112,000 | 4,483,000 |
| Net interest income | 3,253,000 | 6,510,000 | 9,699,000 | 12,993,000 |
| Noninterest income | 845,000 | 1,709,000 | 2,615,000 | 3,432,000 |
| Noninterest expense | 2,256,000 | 4,540,000 | 6,855,000 | 9,420,000 |
| Provision for loan losses | 385,000 | 177,000 | 255,000 | 358,000 |
| Pretax income | 1,347,000 | 3,367,000 | 5,045,000 | 6,488,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,347,000 | 3,367,000 | 5,045,000 | 6,488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,843,000 | 25,555,000 | 25,927,000 | 24,803,000 |
| Total capital | 26,043,000 | 26,755,000 | 27,127,000 | 26,003,000 |
| Risk-weighted assets | 177,410,000 | 177,481,000 | 181,653,000 | 186,822,000 |