Call reports 2004
BANK, NATIONAL ASSOCIATION, THE — 2004
What BANK, NATIONAL ASSOCIATION, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 290,884,000 | 287,438,000 | 291,740,000 | 290,235,000 |
| Total loans | 176,642,000 | 179,071,000 | 179,405,000 | 180,749,000 |
| Allowance for loan losses | 1,200,000 | 1,200,000 | 1,200,000 | 1,200,000 |
| Securities available for sale | 79,781,000 | 86,638,000 | 85,635,000 | 88,406,000 |
| Securities held to maturity | 1,032,000 | 1,029,000 | 1,026,000 | 1,023,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,353,000 | 247,772,000 | 252,396,000 | 253,759,000 |
| Interest-bearing deposits | 213,081,000 | 211,372,000 | 211,823,000 | 212,717,000 |
| Noninterest-bearing deposits | 36,272,000 | 36,400,000 | 40,573,000 | 41,042,000 |
| Equity capital | 26,825,000 | 24,835,000 | 26,653,000 | 24,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,064,000 | 8,089,000 | 12,254,000 | 16,270,000 |
| Interest expense | 915,000 | 1,788,000 | 2,669,000 | 3,568,000 |
| Net interest income | 3,149,000 | 6,301,000 | 9,585,000 | 12,702,000 |
| Noninterest income | 808,000 | 1,787,000 | 2,728,000 | 3,583,000 |
| Noninterest expense | 2,286,000 | 4,709,000 | 7,015,000 | 9,623,000 |
| Provision for loan losses | 74,000 | 193,000 | 507,000 | 727,000 |
| Pretax income | 1,706,000 | 3,238,000 | 4,924,000 | 6,302,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,706,000 | 3,238,000 | 4,924,000 | 6,302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,202,000 | 25,753,000 | 26,132,000 | 24,803,000 |
| Total capital | 26,402,000 | 26,953,000 | 27,332,000 | 26,003,000 |
| Risk-weighted assets | 172,997,000 | 175,269,000 | 177,714,000 | 176,081,000 |