Call reports 2003
BANK, NATIONAL ASSOCIATION, THE — 2003
What BANK, NATIONAL ASSOCIATION, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 286,642,000 | 302,170,000 | 286,440,000 | 287,081,000 |
| Total loans | 173,191,000 | 173,690,000 | 175,021,000 | 176,605,000 |
| Allowance for loan losses | 1,200,000 | 1,200,000 | 1,200,000 | 1,200,000 |
| Securities available for sale | 88,816,000 | 107,004,000 | 80,938,000 | 84,868,000 |
| Securities held to maturity | 1,042,000 | 1,040,000 | 1,037,000 | 1,034,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,147,000 | 238,771,000 | 242,200,000 | 244,391,000 |
| Interest-bearing deposits | 205,199,000 | 205,544,000 | 209,968,000 | 209,960,000 |
| Noninterest-bearing deposits | 37,948,000 | 33,227,000 | 32,232,000 | 34,431,000 |
| Equity capital | 26,742,000 | 27,921,000 | 27,215,000 | 26,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,403,000 | 8,882,000 | 13,188,000 | 17,116,000 |
| Interest expense | 1,156,000 | 2,312,000 | 3,326,000 | 4,266,000 |
| Net interest income | 3,247,000 | 6,570,000 | 9,862,000 | 12,850,000 |
| Noninterest income | 832,000 | 1,682,000 | 2,511,000 | 3,290,000 |
| Noninterest expense | 2,172,000 | 4,576,000 | 6,980,000 | 9,506,000 |
| Provision for loan losses | 36,000 | 179,000 | 212,000 | 453,000 |
| Pretax income | 2,176,000 | 3,887,000 | 5,525,000 | 6,489,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,176,000 | 3,887,000 | 5,525,000 | 6,489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,018,000 | 25,749,000 | 26,080,000 | 24,803,000 |
| Total capital | 26,218,000 | 26,949,000 | 27,280,000 | 26,003,000 |
| Risk-weighted assets | 168,155,000 | 172,040,000 | 170,140,000 | 169,540,000 |