Call reports 2008
CAMELBACK COMMUNITY BANK — 2008
What CAMELBACK COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 88,457,000 | 90,894,000 | 97,930,000 | 93,548,000 |
| Total loans | 83,421,000 | 83,608,000 | 83,591,000 | 85,163,000 |
| Allowance for loan losses | 735,000 | 744,000 | 660,000 | 1,089,000 |
| Securities available for sale | 37,000 | 21,000 | 639,000 | 565,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,000,000 | 65,811,000 | 76,368,000 | 68,521,000 |
| Interest-bearing deposits | 50,341,000 | 50,074,000 | 61,210,000 | 55,025,000 |
| Noninterest-bearing deposits | 14,659,000 | 15,737,000 | 15,158,000 | 13,496,000 |
| Equity capital | 9,194,000 | 9,280,000 | 9,305,000 | 9,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,459,000 | 2,910,000 | 4,368,000 | 5,797,000 |
| Interest expense | 512,000 | 965,000 | 1,417,000 | 1,848,000 |
| Net interest income | 947,000 | 1,945,000 | 2,951,000 | 3,949,000 |
| Noninterest income | 56,000 | 102,000 | 167,000 | 204,000 |
| Noninterest expense | 635,000 | 1,282,000 | 1,933,000 | 2,516,000 |
| Provision for loan losses | -80,000 | -70,000 | -67,000 | 358,000 |
| Pretax income | 448,000 | 835,000 | 1,252,000 | 1,279,000 |
| Income tax | 175,000 | 326,000 | 487,000 | 499,000 |
| Net income | 273,000 | 509,000 | 765,000 | 780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,298,000 | 8,385,000 | 8,464,000 | 8,339,000 |
| Total capital | 9,033,000 | 9,129,000 | 9,124,000 | 9,428,000 |
| Risk-weighted assets | 86,616,000 | 88,049,000 | 89,386,000 | 88,515,000 |