Call reports 2007
CAMELBACK COMMUNITY BANK — 2007
What CAMELBACK COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 86,909,000 | 88,890,000 | 87,729,000 | 84,685,000 |
| Total loans | 81,537,000 | 82,591,000 | 79,819,000 | 80,286,000 |
| Allowance for loan losses | 800,000 | 826,000 | 765,000 | 800,000 |
| Securities available for sale | 36,000 | 36,000 | 36,000 | 36,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,151,000 | 71,984,000 | 71,033,000 | 61,574,000 |
| Interest-bearing deposits | 51,311,000 | 53,627,000 | 52,595,000 | 46,226,000 |
| Noninterest-bearing deposits | 23,840,000 | 18,357,000 | 18,438,000 | 15,348,000 |
| Equity capital | 8,690,000 | 8,858,000 | 8,982,000 | 9,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,569,000 | 3,251,000 | 4,908,000 | 6,505,000 |
| Interest expense | 481,000 | 1,052,000 | 1,671,000 | 2,216,000 |
| Net interest income | 1,088,000 | 2,199,000 | 3,237,000 | 4,289,000 |
| Noninterest income | 53,000 | 167,000 | 221,000 | 275,000 |
| Noninterest expense | 780,000 | 1,543,000 | 2,247,000 | 2,907,000 |
| Provision for loan losses | 66,000 | 91,000 | 30,000 | 35,000 |
| Pretax income | 295,000 | 732,000 | 1,181,000 | 1,622,000 |
| Income tax | 115,000 | 284,000 | 459,000 | 630,000 |
| Net income | 180,000 | 448,000 | 722,000 | 992,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,795,000 | 7,963,000 | 8,087,000 | 8,208,000 |
| Total capital | 8,595,000 | 8,789,000 | 8,852,000 | 9,008,000 |
| Risk-weighted assets | 84,518,000 | 86,803,000 | 84,060,000 | 83,627,000 |