Call reports 2006
CAMELBACK COMMUNITY BANK — 2006
What CAMELBACK COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 83,931,000 | 80,746,000 | 83,364,000 | 83,460,000 |
| Total loans | 73,541,000 | 73,165,000 | 77,482,000 | 79,291,000 |
| Allowance for loan losses | 860,000 | 872,000 | 788,000 | 733,000 |
| Securities available for sale | 37,000 | 36,000 | 36,000 | 36,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,006,000 | 67,701,000 | 71,006,000 | 71,185,000 |
| Interest-bearing deposits | 51,214,000 | 48,294,000 | 47,561,000 | 48,174,000 |
| Noninterest-bearing deposits | 17,792,000 | 19,407,000 | 23,445,000 | 23,011,000 |
| Equity capital | 8,149,000 | 7,943,000 | 8,260,000 | 8,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,387,000 | 2,877,000 | 4,439,000 | 6,001,000 |
| Interest expense | 374,000 | 783,000 | 1,209,000 | 1,685,000 |
| Net interest income | 1,013,000 | 2,094,000 | 3,230,000 | 4,316,000 |
| Noninterest income | 81,000 | 171,000 | 247,000 | 354,000 |
| Noninterest expense | 745,000 | 1,505,000 | 2,272,000 | 3,033,000 |
| Provision for loan losses | 8,000 | 20,000 | -130,000 | -130,000 |
| Pretax income | 341,000 | 740,000 | 1,335,000 | 1,767,000 |
| Income tax | 133,000 | 289,000 | 516,000 | 648,000 |
| Net income | 208,000 | 451,000 | 819,000 | 1,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,254,000 | 7,048,000 | 7,365,000 | 7,765,000 |
| Total capital | 8,114,000 | 7,920,000 | 8,153,000 | 8,498,000 |
| Risk-weighted assets | 76,180,000 | 76,124,000 | 80,509,000 | 82,021,000 |