Call reports 2005
CAMELBACK COMMUNITY BANK — 2005
What CAMELBACK COMMUNITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 81,462,000 | 83,009,000 | 87,267,000 | 82,486,000 |
| Total loans | 73,321,000 | 76,863,000 | 72,956,000 | 73,965,000 |
| Allowance for loan losses | 1,100,000 | 1,025,000 | 1,035,000 | 852,000 |
| Securities available for sale | 38,000 | 38,000 | 37,000 | 37,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,414,000 | 68,568,000 | 71,334,000 | 63,066,000 |
| Interest-bearing deposits | 48,106,000 | 52,363,000 | 55,571,000 | 44,461,000 |
| Noninterest-bearing deposits | 16,308,000 | 16,205,000 | 15,763,000 | 18,606,000 |
| Equity capital | 8,257,000 | 8,088,000 | 8,292,000 | 8,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,288,000 | 2,677,000 | 4,046,000 | 5,467,000 |
| Interest expense | 253,000 | 572,000 | 937,000 | 1,287,000 |
| Net interest income | 1,035,000 | 2,105,000 | 3,109,000 | 4,180,000 |
| Noninterest income | 107,000 | 188,000 | 359,000 | 470,000 |
| Noninterest expense | 757,000 | 1,468,000 | 2,218,000 | 2,947,000 |
| Provision for loan losses | -88,000 | -146,000 | -181,000 | -165,000 |
| Pretax income | 473,000 | 971,000 | 1,431,000 | 1,868,000 |
| Income tax | 166,000 | 357,000 | 539,000 | 701,000 |
| Net income | 307,000 | 614,000 | 892,000 | 1,167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,362,000 | 7,192,000 | 7,397,000 | 7,196,000 |
| Total capital | 8,320,000 | 8,197,000 | 8,366,000 | 8,048,000 |
| Risk-weighted assets | 76,459,000 | 80,339,000 | 77,462,000 | 77,832,000 |