Call reports 2004
CAMELBACK COMMUNITY BANK — 2004
What CAMELBACK COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 85,234,000 | 79,930,000 | 81,375,000 | 83,428,000 |
| Total loans | 67,745,000 | 71,537,000 | 75,583,000 | 75,275,000 |
| Allowance for loan losses | 1,210,000 | 1,304,000 | 1,050,000 | 1,186,000 |
| Securities available for sale | 5,984,000 | 38,000 | 38,000 | 38,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,273,000 | 62,736,000 | 61,696,000 | 64,723,000 |
| Interest-bearing deposits | 51,575,000 | 47,984,000 | 46,863,000 | 47,973,000 |
| Noninterest-bearing deposits | 14,698,000 | 14,752,000 | 14,833,000 | 16,750,000 |
| Equity capital | 8,580,000 | 8,816,000 | 8,882,000 | 9,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,298,000 | 2,596,000 | 3,849,000 | 5,212,000 |
| Interest expense | 245,000 | 478,000 | 714,000 | 963,000 |
| Net interest income | 1,053,000 | 2,118,000 | 3,135,000 | 4,249,000 |
| Noninterest income | 80,000 | 175,000 | 234,000 | 336,000 |
| Noninterest expense | 663,000 | 1,396,000 | 2,171,000 | 2,887,000 |
| Provision for loan losses | 410,000 | 502,000 | 716,000 | 767,000 |
| Pretax income | 60,000 | 395,000 | 482,000 | 931,000 |
| Income tax | 40,000 | 175,000 | 196,000 | 378,000 |
| Net income | 20,000 | 220,000 | 286,000 | 553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,666,000 | 7,920,000 | 7,986,000 | 8,255,000 |
| Total capital | 8,570,000 | 8,847,000 | 8,965,000 | 9,228,000 |
| Risk-weighted assets | 71,979,000 | 73,791,000 | 78,285,000 | 77,860,000 |