Call reports 2003
CAMELBACK COMMUNITY BANK — 2003
What CAMELBACK COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 87,482,000 | 94,243,000 | 87,157,000 | 81,649,000 |
| Total loans | 62,961,000 | 64,301,000 | 68,980,000 | 67,533,000 |
| Allowance for loan losses | 816,000 | 816,000 | 757,000 | 882,000 |
| Securities available for sale | 6,048,000 | 6,039,000 | 6,006,000 | 5,986,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,547,000 | 80,294,000 | 75,358,000 | 68,756,000 |
| Interest-bearing deposits | 61,379,000 | 68,722,000 | 61,341,000 | 55,306,000 |
| Noninterest-bearing deposits | 12,168,000 | 11,572,000 | 14,017,000 | 13,450,000 |
| Equity capital | 8,336,000 | 8,491,000 | 8,404,000 | 8,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,334,000 | 2,703,000 | 4,082,000 | 5,327,000 |
| Interest expense | 379,000 | 788,000 | 1,173,000 | 1,444,000 |
| Net interest income | 955,000 | 1,915,000 | 2,909,000 | 3,883,000 |
| Noninterest income | 113,000 | 213,000 | 336,000 | 409,000 |
| Noninterest expense | 721,000 | 1,525,000 | 2,340,000 | 2,972,000 |
| Provision for loan losses | -144,000 | -144,000 | 263,000 | 390,000 |
| Pretax income | 491,000 | 747,000 | 642,000 | 930,000 |
| Income tax | 185,000 | 285,000 | 245,000 | 363,000 |
| Net income | 306,000 | 462,000 | 397,000 | 567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,440,000 | 7,596,000 | 7,498,000 | 7,649,000 |
| Total capital | 8,256,000 | 8,412,000 | 8,255,000 | 8,531,000 |
| Risk-weighted assets | 68,290,000 | 71,443,000 | 74,576,000 | 70,818,000 |