Call reports 2025
QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY — 2025
What QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,175,337,000 | 2,157,563,000 | 2,161,509,000 | 2,210,609,000 |
| Total loans | 1,210,702,000 | 1,270,666,000 | 1,282,229,000 | 1,321,058,000 |
| Allowance for loan losses | 11,663,000 | 11,705,000 | 12,467,000 | 12,819,000 |
| Securities available for sale | 379,683,000 | 397,621,000 | 386,389,000 | 370,708,000 |
| Securities held to maturity | 280,704,000 | 276,415,000 | 265,327,000 | 252,061,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,982,110,000 | 1,931,864,000 | 1,925,177,000 | 1,979,598,000 |
| Interest-bearing deposits | 1,274,863,000 | 1,279,800,000 | 1,273,662,000 | 1,343,951,000 |
| Noninterest-bearing deposits | 707,247,000 | 652,064,000 | 651,515,000 | 635,647,000 |
| Equity capital | 173,011,000 | 180,636,000 | 189,574,000 | 181,629,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 25,577,000 | 52,570,000 | 79,961,000 | 107,280,000 |
| Interest expense | 8,025,000 | 15,933,000 | 24,081,000 | 32,218,000 |
| Net interest income | 17,552,000 | 36,637,000 | 55,880,000 | 75,062,000 |
| Noninterest income | 4,128,000 | 8,013,000 | 13,014,000 | 17,254,000 |
| Noninterest expense | 14,114,000 | 29,134,000 | 44,405,000 | 60,123,000 |
| Provision for loan losses | 400,000 | 1,050,000 | 1,950,000 | 2,550,000 |
| Pretax income | 7,016,000 | 14,316,000 | 22,389,000 | 29,288,000 |
| Income tax | 1,646,000 | 3,384,000 | 5,263,000 | 6,424,000 |
| Net income | 5,370,000 | 10,932,000 | 17,126,000 | 22,864,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 199,889,000 | 204,312,000 | 209,953,000 | 199,911,000 |
| Total capital | 213,372,000 | 217,837,000 | 224,240,000 | 214,754,000 |
| Risk-weighted assets | 1,450,249,000 | 1,502,991,000 | 1,513,090,000 | 1,532,365,000 |