Call reports 2022
QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY — 2022
What QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,021,107,000 | 1,983,034,000 | 1,936,532,000 | 1,897,811,000 |
| Total loans | 1,000,352,000 | 1,026,505,000 | 1,033,795,000 | 1,069,725,000 |
| Allowance for loan losses | 13,055,000 | 13,030,000 | 12,957,000 | 10,830,000 |
| Securities available for sale | 381,990,000 | 295,802,000 | 272,850,000 | 253,551,000 |
| Securities held to maturity | 287,009,000 | 371,238,000 | 375,367,000 | 373,856,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,881,041,000 | 1,846,635,000 | 1,804,317,000 | 1,757,961,000 |
| Interest-bearing deposits | 1,102,221,000 | 1,110,817,000 | 1,063,503,000 | 1,023,479,000 |
| Noninterest-bearing deposits | 778,820,000 | 735,818,000 | 740,814,000 | 734,482,000 |
| Equity capital | 136,778,000 | 130,840,000 | 126,899,000 | 135,204,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 14,439,000 | 29,708,000 | 47,000,000 | 65,728,000 |
| Interest expense | 684,000 | 1,355,000 | 2,183,000 | 4,578,000 |
| Net interest income | 13,755,000 | 28,353,000 | 44,817,000 | 61,150,000 |
| Noninterest income | 4,357,000 | 9,159,000 | 13,791,000 | 17,989,000 |
| Noninterest expense | 12,962,000 | 25,948,000 | 39,199,000 | 52,639,000 |
| Provision for loan losses | -500,000 | -500,000 | -500,000 | -2,500,000 |
| Pretax income | 5,650,000 | 12,064,000 | 19,909,000 | 27,006,000 |
| Income tax | 1,308,000 | 2,804,000 | 4,626,000 | 6,183,000 |
| Net income | 4,342,000 | 9,260,000 | 15,283,000 | 20,823,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 158,126,000 | 163,065,000 | 168,662,000 | 170,722,000 |
| Total capital | 171,181,000 | 176,095,000 | 181,619,000 | 181,552,000 |
| Risk-weighted assets | 1,180,689,000 | 1,226,188,000 | 1,252,532,000 | 1,275,643,000 |