Call reports 2021
QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY — 2021
What QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,716,321,000 | 1,815,276,000 | 1,843,566,000 | 2,069,851,000 |
| Total loans | 1,015,764,000 | 1,015,879,000 | 970,500,000 | 985,972,000 |
| Allowance for loan losses | 14,633,000 | 14,653,000 | 14,560,000 | 13,575,000 |
| Securities available for sale | 364,502,000 | 420,759,000 | 434,445,000 | 413,447,000 |
| Securities held to maturity | 193,060,000 | 193,602,000 | 193,096,000 | 239,866,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,547,352,000 | 1,659,512,000 | 1,683,990,000 | 1,909,837,000 |
| Interest-bearing deposits | 893,526,000 | 982,745,000 | 966,515,000 | 1,052,492,000 |
| Noninterest-bearing deposits | 653,826,000 | 676,766,000 | 717,475,000 | 857,345,000 |
| Equity capital | 142,374,000 | 147,699,000 | 152,483,000 | 152,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 13,757,000 | 28,337,000 | 43,315,000 | 57,522,000 |
| Interest expense | 847,000 | 1,641,000 | 2,332,000 | 3,035,000 |
| Net interest income | 12,910,000 | 26,696,000 | 40,983,000 | 54,487,000 |
| Noninterest income | 5,835,000 | 12,241,000 | 17,629,000 | 22,603,000 |
| Noninterest expense | 12,336,000 | 25,323,000 | 38,718,000 | 51,603,000 |
| Provision for loan losses | 0 | 0 | 0 | -1,000,000 |
| Pretax income | 6,409,000 | 13,625,000 | 19,992,000 | 26,585,000 |
| Income tax | 1,487,000 | 3,165,000 | 4,646,000 | 6,147,000 |
| Net income | 4,922,000 | 10,460,000 | 15,346,000 | 20,438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 140,847,000 | 146,376,000 | 151,284,000 | 154,210,000 |
| Total capital | 153,887,000 | 160,000,000 | 165,130,000 | 167,785,000 |
| Risk-weighted assets | 1,041,618,000 | 1,088,916,000 | 1,106,969,000 | 1,136,474,000 |