Call reports 2020
QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY — 2020
What QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,234,803,000 | 1,505,588,000 | 1,561,300,000 | 1,666,019,000 |
| Total loans | 806,831,000 | 994,815,000 | 1,034,715,000 | 1,026,962,000 |
| Allowance for loan losses | 11,120,000 | 12,572,000 | 13,782,000 | 14,670,000 |
| Securities available for sale | 195,923,000 | 218,972,000 | 211,975,000 | 309,108,000 |
| Securities held to maturity | 72,341,000 | 63,616,000 | 113,523,000 | 139,356,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,081,468,000 | 1,341,518,000 | 1,399,877,000 | 1,496,415,000 |
| Interest-bearing deposits | 714,564,000 | 823,293,000 | 867,327,000 | 901,205,000 |
| Noninterest-bearing deposits | 366,904,000 | 518,225,000 | 532,550,000 | 595,210,000 |
| Equity capital | 128,598,000 | 129,111,000 | 133,300,000 | 141,568,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 12,724,000 | 26,474,000 | 40,381,000 | 53,240,000 |
| Interest expense | 1,611,000 | 2,990,000 | 4,166,000 | 5,277,000 |
| Net interest income | 11,113,000 | 23,484,000 | 36,215,000 | 47,963,000 |
| Noninterest income | 4,357,000 | 7,366,000 | 13,375,000 | 19,906,000 |
| Noninterest expense | 11,158,000 | 22,291,000 | 34,469,000 | 47,367,000 |
| Provision for loan losses | 500,000 | 2,000,000 | 3,200,000 | 4,100,000 |
| Pretax income | 3,819,000 | 6,595,000 | 11,957,000 | 16,438,000 |
| Income tax | 878,000 | 1,516,000 | 2,750,000 | 3,652,000 |
| Net income | 2,941,000 | 5,079,000 | 9,207,000 | 12,786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 122,398,000 | 123,109,000 | 127,258,000 | 135,872,000 |
| Total capital | 133,463,000 | 134,618,000 | 139,227,000 | 148,614,000 |
| Risk-weighted assets | 885,178,000 | 919,657,000 | 955,703,000 | 1,017,443,000 |