Call reports 2019
QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY — 2019
What QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,157,057,000 | 1,190,806,000 | 1,209,215,000 | 1,220,650,000 |
| Total loans | 773,993,000 | 817,141,000 | 815,056,000 | 821,016,000 |
| Allowance for loan losses | 12,047,000 | 11,747,000 | 11,598,000 | 11,070,000 |
| Securities available for sale | 167,183,000 | 164,151,000 | 154,445,000 | 157,938,000 |
| Securities held to maturity | 98,397,000 | 94,495,000 | 84,425,000 | 77,833,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,037,388,000 | 1,058,737,000 | 1,072,425,000 | 1,083,902,000 |
| Interest-bearing deposits | 702,529,000 | 725,397,000 | 732,012,000 | 727,815,000 |
| Noninterest-bearing deposits | 334,859,000 | 333,340,000 | 340,413,000 | 356,087,000 |
| Equity capital | 114,160,000 | 117,944,000 | 121,736,000 | 122,636,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 12,857,000 | 25,815,000 | 38,725,000 | 51,470,000 |
| Interest expense | 1,529,000 | 3,079,000 | 4,852,000 | 6,582,000 |
| Net interest income | 11,328,000 | 22,736,000 | 33,873,000 | 44,888,000 |
| Noninterest income | 3,440,000 | 7,481,000 | 12,088,000 | 16,524,000 |
| Noninterest expense | 10,072,000 | 20,679,000 | 31,706,000 | 42,760,000 |
| Provision for loan losses | 0 | -250,000 | -250,000 | -250,000 |
| Pretax income | 4,696,000 | 9,788,000 | 14,504,000 | 18,901,000 |
| Income tax | 1,088,000 | 2,220,000 | 3,315,000 | 4,353,000 |
| Net income | 3,608,000 | 7,568,000 | 11,189,000 | 14,548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 112,300,000 | 114,833,000 | 118,475,000 | 119,436,000 |
| Total capital | 122,769,000 | 125,729,000 | 129,444,000 | 130,482,000 |
| Risk-weighted assets | 835,913,000 | 870,847,000 | 876,874,000 | 883,637,000 |