Call reports 2018
QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY — 2018
What QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,125,745,000 | 1,117,640,000 | 1,117,126,000 | 1,171,496,000 |
| Total loans | 691,638,000 | 731,169,000 | 747,091,000 | 766,029,000 |
| Allowance for loan losses | 11,898,000 | 11,860,000 | 12,844,000 | 12,337,000 |
| Securities available for sale | 160,244,000 | 173,060,000 | 164,779,000 | 160,946,000 |
| Securities held to maturity | 101,709,000 | 108,450,000 | 104,343,000 | 101,308,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,020,592,000 | 1,011,209,000 | 996,235,000 | 1,059,091,000 |
| Interest-bearing deposits | 730,501,000 | 719,145,000 | 701,511,000 | 736,173,000 |
| Noninterest-bearing deposits | 290,091,000 | 292,064,000 | 294,724,000 | 322,918,000 |
| Equity capital | 101,624,000 | 103,233,000 | 105,822,000 | 108,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 10,809,000 | 21,776,000 | 34,061,000 | 46,147,000 |
| Interest expense | 910,000 | 1,944,000 | 3,152,000 | 4,500,000 |
| Net interest income | 9,899,000 | 19,832,000 | 30,909,000 | 41,647,000 |
| Noninterest income | 3,224,000 | 7,036,000 | 10,774,000 | 14,449,000 |
| Noninterest expense | 9,663,000 | 19,663,000 | 29,855,000 | 39,913,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,460,000 | 7,205,000 | 11,828,000 | 16,183,000 |
| Income tax | 730,000 | 1,518,000 | 2,520,000 | 3,748,000 |
| Net income | 2,730,000 | 5,687,000 | 9,308,000 | 12,435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,841,000 | 104,070,000 | 107,714,000 | 108,670,000 |
| Total capital | 111,366,000 | 114,022,000 | 117,853,000 | 118,996,000 |
| Risk-weighted assets | 759,616,000 | 794,268,000 | 809,407,000 | 824,066,000 |