Call reports 2017
QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY — 2017
What QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,034,854,000 | 1,026,290,000 | 1,027,541,000 | 1,078,597,000 |
| Total loans | 658,997,000 | 684,733,000 | 688,160,000 | 674,325,000 |
| Allowance for loan losses | 11,019,000 | 11,200,000 | 11,037,000 | 10,830,000 |
| Securities available for sale | 121,995,000 | 127,166,000 | 131,079,000 | 143,189,000 |
| Securities held to maturity | 79,393,000 | 79,992,000 | 81,475,000 | 78,675,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 937,581,000 | 925,725,000 | 923,279,000 | 975,374,000 |
| Interest-bearing deposits | 684,705,000 | 671,871,000 | 665,176,000 | 695,821,000 |
| Noninterest-bearing deposits | 252,876,000 | 253,854,000 | 258,103,000 | 279,553,000 |
| Equity capital | 94,489,000 | 97,435,000 | 100,162,000 | 100,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 9,665,000 | 20,079,000 | 30,469,000 | 40,983,000 |
| Interest expense | 845,000 | 1,752,000 | 2,619,000 | 3,562,000 |
| Net interest income | 8,820,000 | 18,327,000 | 27,850,000 | 37,421,000 |
| Noninterest income | 3,119,000 | 6,498,000 | 10,032,000 | 13,647,000 |
| Noninterest expense | 9,089,000 | 18,643,000 | 28,325,000 | 38,124,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,850,000 | 6,281,000 | 10,256,000 | 13,643,000 |
| Income tax | 936,000 | 2,093,000 | 3,423,000 | 5,014,000 |
| Net income | 1,914,000 | 4,188,000 | 6,833,000 | 8,629,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,582,000 | 94,874,000 | 97,536,000 | 99,174,000 |
| Total capital | 101,307,000 | 103,933,000 | 106,656,000 | 108,262,000 |
| Risk-weighted assets | 695,734,000 | 722,554,000 | 727,760,000 | 725,342,000 |