Call reports 2016
QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY — 2016
What QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 951,077,000 | 936,097,000 | 943,529,000 | 958,099,000 |
| Total loans | 599,903,000 | 633,626,000 | 643,077,000 | 644,259,000 |
| Allowance for loan losses | 10,633,000 | 10,341,000 | 10,506,000 | 10,018,000 |
| Securities available for sale | 147,189,000 | 142,982,000 | 127,612,000 | 116,296,000 |
| Securities held to maturity | 54,353,000 | 51,955,000 | 49,105,000 | 63,464,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 857,324,000 | 819,987,000 | 835,735,000 | 862,221,000 |
| Interest-bearing deposits | 585,125,000 | 596,586,000 | 609,123,000 | 616,587,000 |
| Noninterest-bearing deposits | 272,199,000 | 223,401,000 | 226,612,000 | 245,634,000 |
| Equity capital | 91,668,000 | 93,722,000 | 95,297,000 | 92,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 9,156,000 | 18,314,000 | 28,007,000 | 37,435,000 |
| Interest expense | 775,000 | 1,586,000 | 2,452,000 | 3,299,000 |
| Net interest income | 8,381,000 | 16,728,000 | 25,555,000 | 34,136,000 |
| Noninterest income | 2,669,000 | 5,200,000 | 8,677,000 | 11,988,000 |
| Noninterest expense | 8,544,000 | 17,323,000 | 26,375,000 | 35,369,000 |
| Provision for loan losses | 0 | 100,000 | 350,000 | 650,000 |
| Pretax income | 2,507,000 | 4,908,000 | 7,966,000 | 10,564,000 |
| Income tax | 820,000 | 1,610,000 | 2,591,000 | 3,529,000 |
| Net income | 1,687,000 | 3,298,000 | 5,375,000 | 7,035,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,396,000 | 89,416,000 | 91,131,000 | 91,129,000 |
| Total capital | 96,433,000 | 97,733,000 | 99,618,000 | 99,682,000 |
| Risk-weighted assets | 640,392,000 | 663,370,000 | 676,943,000 | 682,791,000 |