Call reports 2015
QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY — 2015
What QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 867,856,000 | 820,846,000 | 801,699,000 | 889,791,000 |
| Total loans | 530,098,000 | 548,795,000 | 541,628,000 | 582,961,000 |
| Allowance for loan losses | 11,432,000 | 11,388,000 | 11,383,000 | 10,810,000 |
| Securities available for sale | 173,157,000 | 163,249,000 | 156,424,000 | 148,786,000 |
| Securities held to maturity | 53,000 | 7,048,000 | 15,375,000 | 43,386,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 762,637,000 | 730,294,000 | 704,077,000 | 797,182,000 |
| Interest-bearing deposits | 557,779,000 | 544,282,000 | 520,396,000 | 576,767,000 |
| Noninterest-bearing deposits | 204,858,000 | 186,012,000 | 183,681,000 | 220,415,000 |
| Equity capital | 87,950,000 | 87,755,000 | 90,100,000 | 90,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 8,381,000 | 16,569,000 | 24,985,000 | 34,258,000 |
| Interest expense | 1,038,000 | 1,957,000 | 2,757,000 | 3,550,000 |
| Net interest income | 7,343,000 | 14,612,000 | 22,228,000 | 30,708,000 |
| Noninterest income | 2,292,000 | 4,802,000 | 7,621,000 | 10,655,000 |
| Noninterest expense | 7,341,000 | 14,974,000 | 23,003,000 | 31,955,000 |
| Provision for loan losses | 35,000 | 135,000 | 135,000 | 0 |
| Pretax income | 2,259,000 | 4,305,000 | 6,766,000 | 9,527,000 |
| Income tax | 690,000 | 1,381,000 | 2,145,000 | 3,158,000 |
| Net income | 1,569,000 | 2,924,000 | 4,621,000 | 6,369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,778,000 | 86,769,000 | 88,100,000 | 88,687,000 |
| Total capital | 92,935,000 | 94,046,000 | 95,314,000 | 96,486,000 |
| Risk-weighted assets | 568,304,000 | 578,045,000 | 572,958,000 | 620,938,000 |