Call reports 2014
QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY — 2014
What QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 835,557,000 | 819,346,000 | 807,864,000 | 842,864,000 |
| Total loans | 509,698,000 | 527,378,000 | 537,648,000 | 538,796,000 |
| Allowance for loan losses | 12,022,000 | 12,029,000 | 12,023,000 | 11,690,000 |
| Securities available for sale | 204,735,000 | 200,814,000 | 193,214,000 | 179,230,000 |
| Securities held to maturity | 70,000 | 65,000 | 61,000 | 57,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 735,703,000 | 717,129,000 | 705,204,000 | 738,324,000 |
| Interest-bearing deposits | 565,930,000 | 548,450,000 | 534,634,000 | 545,618,000 |
| Noninterest-bearing deposits | 169,773,000 | 168,679,000 | 170,570,000 | 192,706,000 |
| Equity capital | 82,269,000 | 84,750,000 | 85,546,000 | 87,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 8,500,000 | 16,930,000 | 25,809,000 | 34,569,000 |
| Interest expense | 1,189,000 | 2,340,000 | 3,465,000 | 4,553,000 |
| Net interest income | 7,311,000 | 14,590,000 | 22,344,000 | 30,016,000 |
| Noninterest income | 1,908,000 | 3,934,000 | 6,342,000 | 8,718,000 |
| Noninterest expense | 6,874,000 | 13,934,000 | 21,414,000 | 28,943,000 |
| Provision for loan losses | 425,000 | 800,000 | 1,450,000 | 1,450,000 |
| Pretax income | 1,920,000 | 3,790,000 | 5,822,000 | 8,214,000 |
| Income tax | 566,000 | 1,190,000 | 1,825,000 | 2,525,000 |
| Net income | 1,354,000 | 2,600,000 | 3,997,000 | 5,689,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,070,000 | 82,950,000 | 83,981,000 | 85,309,000 |
| Total capital | 88,769,000 | 89,897,000 | 91,038,000 | 92,382,000 |
| Risk-weighted assets | 530,587,000 | 550,722,000 | 559,587,000 | 561,267,000 |