Call reports 2013
QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY — 2013
What QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 867,935,000 | 843,701,000 | 832,629,000 | 836,474,000 |
| Total loans | 515,725,000 | 519,336,000 | 514,170,000 | 521,624,000 |
| Allowance for loan losses | 13,913,000 | 13,603,000 | 13,126,000 | 12,164,000 |
| Securities available for sale | 204,472,000 | 204,601,000 | 210,532,000 | 207,844,000 |
| Securities held to maturity | 87,000 | 83,000 | 78,000 | 73,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 765,151,000 | 745,469,000 | 730,798,000 | 738,055,000 |
| Interest-bearing deposits | 598,853,000 | 579,481,000 | 564,958,000 | 575,631,000 |
| Noninterest-bearing deposits | 166,298,000 | 165,988,000 | 165,840,000 | 162,424,000 |
| Equity capital | 84,662,000 | 80,593,000 | 84,223,000 | 81,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 8,425,000 | 17,050,000 | 25,784,000 | 34,328,000 |
| Interest expense | 1,450,000 | 2,838,000 | 4,190,000 | 5,495,000 |
| Net interest income | 6,975,000 | 14,212,000 | 21,594,000 | 28,833,000 |
| Noninterest income | 2,491,000 | 4,479,000 | 6,940,000 | 9,427,000 |
| Noninterest expense | 6,768,000 | 13,783,000 | 20,811,000 | 28,324,000 |
| Provision for loan losses | 950,000 | 1,575,000 | 1,725,000 | 2,325,000 |
| Pretax income | 1,762,000 | 3,419,000 | 6,112,000 | 7,725,000 |
| Income tax | 545,000 | 1,033,000 | 1,881,000 | 2,664,000 |
| Net income | 1,217,000 | 2,386,000 | 4,231,000 | 5,061,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,734,000 | 81,906,000 | 83,749,000 | 82,880,000 |
| Total capital | 87,516,000 | 88,782,000 | 90,594,000 | 89,797,000 |
| Risk-weighted assets | 537,566,000 | 545,695,000 | 541,372,000 | 548,143,000 |