Call reports 2012
QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY — 2012
What QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 884,306,000 | 838,620,000 | 830,339,000 | 852,010,000 |
| Total loans | 533,463,000 | 547,777,000 | 550,157,000 | 546,001,000 |
| Allowance for loan losses | 16,300,000 | 16,103,000 | 14,972,000 | 13,911,000 |
| Securities available for sale | 192,166,000 | 193,123,000 | 173,806,000 | 185,177,000 |
| Securities held to maturity | 121,000 | 114,000 | 102,000 | 97,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 763,334,000 | 726,027,000 | 716,844,000 | 748,827,000 |
| Interest-bearing deposits | 626,555,000 | 590,461,000 | 570,446,000 | 584,789,000 |
| Noninterest-bearing deposits | 136,779,000 | 135,566,000 | 146,398,000 | 164,038,000 |
| Equity capital | 80,450,000 | 83,131,000 | 84,799,000 | 84,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 9,707,000 | 19,668,000 | 29,549,000 | 38,449,000 |
| Interest expense | 2,351,000 | 4,354,000 | 6,184,000 | 7,824,000 |
| Net interest income | 7,356,000 | 15,314,000 | 23,365,000 | 30,625,000 |
| Noninterest income | 2,120,000 | 4,345,000 | 6,865,000 | 9,229,000 |
| Noninterest expense | 6,683,000 | 13,560,000 | 20,515,000 | 28,099,000 |
| Provision for loan losses | 1,455,000 | 2,665,000 | 5,713,000 | 6,863,000 |
| Pretax income | 2,071,000 | 4,163,000 | 5,202,000 | 6,216,000 |
| Income tax | 662,000 | 1,263,000 | 1,590,000 | 1,859,000 |
| Net income | 1,409,000 | 2,900,000 | 3,612,000 | 4,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,567,000 | 78,061,000 | 78,773,000 | 79,518,000 |
| Total capital | 83,606,000 | 85,167,000 | 85,815,000 | 86,540,000 |
| Risk-weighted assets | 553,869,000 | 559,482,000 | 555,473,000 | 554,912,000 |