Call reports 2011
QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY — 2011
What QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 913,070,000 | 880,508,000 | 862,212,000 | 875,283,000 |
| Total loans | 592,683,000 | 587,631,000 | 578,338,000 | 559,412,000 |
| Allowance for loan losses | 19,312,000 | 16,724,000 | 17,022,000 | 17,049,000 |
| Securities available for sale | 173,069,000 | 168,812,000 | 169,225,000 | 174,524,000 |
| Securities held to maturity | 380,000 | 135,000 | 130,000 | 124,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 783,009,000 | 746,664,000 | 727,180,000 | 744,438,000 |
| Interest-bearing deposits | 665,801,000 | 624,177,000 | 601,491,000 | 607,386,000 |
| Noninterest-bearing deposits | 117,208,000 | 122,487,000 | 125,689,000 | 137,052,000 |
| Equity capital | 74,754,000 | 77,523,000 | 79,154,000 | 79,604,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 10,960,000 | 21,491,000 | 32,167,000 | 42,205,000 |
| Interest expense | 3,415,000 | 6,432,000 | 9,237,000 | 11,832,000 |
| Net interest income | 7,545,000 | 15,059,000 | 22,930,000 | 30,373,000 |
| Noninterest income | 1,499,000 | 2,943,000 | 5,074,000 | 7,206,000 |
| Noninterest expense | 6,451,000 | 13,416,000 | 20,291,000 | 27,248,000 |
| Provision for loan losses | 1,808,000 | 3,858,000 | 5,683,000 | 7,483,000 |
| Pretax income | 807,000 | 1,453,000 | 3,135,000 | 3,979,000 |
| Income tax | 258,000 | 451,000 | 1,016,000 | 1,219,000 |
| Net income | 549,000 | 1,002,000 | 2,119,000 | 2,760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,400,000 | 73,403,000 | 74,522,000 | 75,161,000 |
| Total capital | 79,995,000 | 80,838,000 | 81,867,000 | 82,325,000 |
| Risk-weighted assets | 595,899,000 | 585,526,000 | 577,990,000 | 563,274,000 |