Call reports 2010
QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY — 2010
What QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 955,508,000 | 927,365,000 | 941,385,000 | 930,147,000 |
| Total loans | 666,158,000 | 668,659,000 | 644,384,000 | 617,461,000 |
| Allowance for loan losses | 12,112,000 | 18,841,000 | 19,595,000 | 19,316,000 |
| Securities available for sale | 131,521,000 | 127,718,000 | 125,893,000 | 160,529,000 |
| Securities held to maturity | 886,000 | 741,000 | 729,000 | 639,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 809,743,000 | 794,076,000 | 809,406,000 | 800,243,000 |
| Interest-bearing deposits | 788,472,000 | 694,075,000 | 711,391,000 | 689,334,000 |
| Noninterest-bearing deposits | 21,271,000 | 100,001,000 | 98,015,000 | 110,909,000 |
| Equity capital | 79,763,000 | 77,547,000 | 76,199,000 | 73,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 12,049,000 | 24,671,000 | 36,508,000 | 47,705,000 |
| Interest expense | 4,402,000 | 8,784,000 | 13,084,000 | 17,006,000 |
| Net interest income | 7,647,000 | 15,887,000 | 23,424,000 | 30,699,000 |
| Noninterest income | 1,637,000 | 2,873,000 | 4,490,000 | 6,183,000 |
| Noninterest expense | 6,277,000 | 12,808,000 | 19,356,000 | 26,119,000 |
| Provision for loan losses | 5,500,000 | 14,100,000 | 18,960,000 | 21,585,000 |
| Pretax income | -2,493,000 | -7,606,000 | -8,731,000 | -9,294,000 |
| Income tax | -930,000 | -2,738,000 | -3,150,000 | -3,599,000 |
| Net income | -1,563,000 | -4,868,000 | -5,581,000 | -5,695,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,985,000 | 72,679,000 | 71,965,000 | 71,851,000 |
| Total capital | 84,366,000 | 80,964,000 | 79,859,000 | 79,611,000 |
| Risk-weighted assets | 666,742,000 | 652,248,000 | 619,867,000 | 609,656,000 |