Call reports 2009
QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY — 2009
What QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 881,868,000 | 874,362,000 | 890,705,000 | 932,707,000 |
| Total loans | 665,208,000 | 674,595,000 | 683,679,000 | 679,167,000 |
| Allowance for loan losses | 8,554,000 | 8,993,000 | 10,446,000 | 12,002,000 |
| Securities available for sale | 121,064,000 | 117,036,000 | 126,418,000 | 120,592,000 |
| Securities held to maturity | 1,199,000 | 1,105,000 | 1,031,000 | 1,004,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 734,402,000 | 727,895,000 | 742,826,000 | 785,036,000 |
| Interest-bearing deposits | 714,658,000 | 714,839,000 | 722,694,000 | 760,532,000 |
| Noninterest-bearing deposits | 19,744,000 | 13,056,000 | 20,132,000 | 24,504,000 |
| Equity capital | 80,180,000 | 79,962,000 | 82,265,000 | 81,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 12,543,000 | 25,223,000 | 37,832,000 | 50,565,000 |
| Interest expense | 5,368,000 | 10,274,000 | 14,926,000 | 19,370,000 |
| Net interest income | 7,175,000 | 14,949,000 | 22,906,000 | 31,195,000 |
| Noninterest income | 1,846,000 | 4,012,000 | 5,897,000 | 8,165,000 |
| Noninterest expense | 6,113,000 | 13,272,000 | 19,746,000 | 26,007,000 |
| Provision for loan losses | 1,500,000 | 3,000,000 | 6,150,000 | 9,950,000 |
| Pretax income | 1,288,000 | 2,803,000 | 3,069,000 | 3,676,000 |
| Income tax | 420,000 | 897,000 | 985,000 | 1,079,000 |
| Net income | 868,000 | 1,906,000 | 2,084,000 | 2,597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,192,000 | 77,230,000 | 77,409,000 | 77,921,000 |
| Total capital | 84,590,000 | 85,699,000 | 85,642,000 | 86,351,000 |
| Risk-weighted assets | 671,723,000 | 676,960,000 | 678,603,000 | 670,818,000 |