Call reports 2002
QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY — 2002
What QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 360,621,000 | 371,045,000 | 390,967,000 | 400,239,000 |
| Total loans | 281,525,000 | 293,004,000 | 300,582,000 | 305,971,000 |
| Allowance for loan losses | 3,413,000 | 3,441,000 | 3,678,000 | 4,359,000 |
| Securities available for sale | 25,852,000 | 29,485,000 | 30,741,000 | 41,167,000 |
| Securities held to maturity | 13,260,000 | 14,535,000 | 11,531,000 | 10,820,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,117,000 | 305,145,000 | 326,781,000 | 327,936,000 |
| Interest-bearing deposits | 258,727,000 | 261,944,000 | 282,134,000 | 283,065,000 |
| Noninterest-bearing deposits | 43,390,000 | 43,201,000 | 44,647,000 | 44,871,000 |
| Equity capital | 31,702,000 | 32,842,000 | 34,131,000 | 34,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,386,000 | 12,945,000 | 19,782,000 | 26,524,000 |
| Interest expense | 2,615,000 | 5,145,000 | 7,671,000 | 10,142,000 |
| Net interest income | 3,771,000 | 7,800,000 | 12,111,000 | 16,382,000 |
| Noninterest income | 787,000 | 1,658,000 | 2,653,000 | 3,728,000 |
| Noninterest expense | 2,952,000 | 5,991,000 | 9,023,000 | 12,508,000 |
| Provision for loan losses | 375,000 | 750,000 | 1,350,000 | 2,300,000 |
| Pretax income | 1,231,000 | 2,724,000 | 4,398,000 | 5,309,000 |
| Income tax | 390,000 | 910,000 | 1,472,000 | 1,576,000 |
| Net income | 841,000 | 1,814,000 | 2,926,000 | 3,733,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,510,000 | 30,483,000 | 31,595,000 | 31,902,000 |
| Total capital | 32,923,000 | 33,924,000 | 35,273,000 | 35,676,000 |
| Risk-weighted assets | 274,691,000 | 277,424,000 | 294,287,000 | 301,356,000 |