Call reports 2001
QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY — 2001
What QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 315,323,000 | 323,554,000 | 339,959,000 | 353,080,000 |
| Total loans | 235,792,000 | 250,951,000 | 272,102,000 | 279,149,000 |
| Allowance for loan losses | 3,027,000 | 3,130,000 | 3,187,000 | 3,290,000 |
| Securities available for sale | 15,915,000 | 17,803,000 | 18,055,000 | 22,812,000 |
| Securities held to maturity | 1,880,000 | 1,380,000 | 1,130,000 | 1,130,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,592,000 | 277,987,000 | 291,782,000 | 298,745,000 |
| Interest-bearing deposits | 240,242,000 | 243,403,000 | 254,121,000 | 249,060,000 |
| Noninterest-bearing deposits | 31,350,000 | 34,584,000 | 37,661,000 | 49,685,000 |
| Equity capital | 25,610,000 | 26,239,000 | 27,129,000 | 26,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,662,000 | 13,438,000 | 20,216,000 | 26,882,000 |
| Interest expense | 3,630,000 | 7,157,000 | 10,553,000 | 13,762,000 |
| Net interest income | 3,032,000 | 6,281,000 | 9,663,000 | 13,120,000 |
| Noninterest income | 664,000 | 1,372,000 | 2,166,000 | 3,087,000 |
| Noninterest expense | 2,420,000 | 5,069,000 | 7,874,000 | 10,899,000 |
| Provision for loan losses | 275,000 | 525,000 | 775,000 | 1,125,000 |
| Pretax income | 1,102,000 | 2,163,000 | 3,284,000 | 4,291,000 |
| Income tax | 358,000 | 700,000 | 1,066,000 | 1,433,000 |
| Net income | 744,000 | 1,463,000 | 2,218,000 | 2,858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,185,000 | 23,862,000 | 24,675,000 | 24,669,000 |
| Total capital | 26,054,000 | 26,860,000 | 27,862,000 | 27,959,000 |
| Risk-weighted assets | 229,341,000 | 239,693,000 | 261,372,000 | 265,382,000 |