Call reports 2015
BANK OF GEORGIA, THE — 2015
What BANK OF GEORGIA, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Total assets | 297,687,000 | 294,172,000 | 286,102,000 |
| Total loans | 173,763,000 | 166,655,000 | 162,176,000 |
| Allowance for loan losses | 3,534,000 | 3,381,000 | 3,319,000 |
| Securities available for sale | 40,811,000 | 51,294,000 | 47,892,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 282,782,000 | 280,700,000 | 264,234,000 |
| Interest-bearing deposits | 229,489,000 | 225,524,000 | 206,646,000 |
| Noninterest-bearing deposits | 53,293,000 | 55,176,000 | 57,588,000 |
| Equity capital | 7,415,000 | 6,939,000 | 7,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Interest income | 2,600,000 | 5,060,000 | 7,342,000 |
| Interest expense | 469,000 | 926,000 | 1,346,000 |
| Net interest income | 2,131,000 | 4,134,000 | 5,996,000 |
| Noninterest income | -7,735,000 | -7,270,000 | -6,817,000 |
| Noninterest expense | 345,000 | 2,713,000 | 5,252,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | -5,336,000 | -5,237,000 | -5,460,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -5,336,000 | -5,237,000 | -5,460,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Tier 1 capital | 3,679,000 | 3,727,000 | 3,577,000 |
| Total capital | 6,688,000 | 6,814,000 | 6,461,000 |
| Risk-weighted assets | 223,706,000 | 230,109,000 | 211,611,000 |