Call reports 2014
BANK OF GEORGIA, THE — 2014
What BANK OF GEORGIA, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 310,465,000 | 325,869,000 | 319,178,000 | 309,168,000 |
| Total loans | 207,234,000 | 168,416,000 | 168,541,000 | 176,829,000 |
| Allowance for loan losses | 3,874,000 | 3,908,000 | 3,555,000 | 3,550,000 |
| Securities available for sale | 48,905,000 | 48,604,000 | 62,460,000 | 58,278,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,997,000 | 301,263,000 | 294,982,000 | 286,118,000 |
| Interest-bearing deposits | 239,143,000 | 246,252,000 | 237,764,000 | 235,612,000 |
| Noninterest-bearing deposits | 46,854,000 | 55,011,000 | 57,218,000 | 50,506,000 |
| Equity capital | 15,513,000 | 15,303,000 | 13,878,000 | 12,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,734,000 | 5,478,000 | 8,068,000 | 10,805,000 |
| Interest expense | 507,000 | 1,009,000 | 1,510,000 | 2,000,000 |
| Net interest income | 2,227,000 | 4,469,000 | 6,558,000 | 8,805,000 |
| Noninterest income | 658,000 | 6,564,000 | 6,274,000 | 5,781,000 |
| Noninterest expense | 2,400,000 | 5,342,000 | 8,575,000 | 11,622,000 |
| Provision for loan losses | 150,000 | 5,855,000 | 5,856,000 | 5,856,000 |
| Pretax income | 369,000 | -130,000 | -1,086,000 | -2,385,000 |
| Income tax | 0 | 0 | 2,000 | 2,000 |
| Net income | 369,000 | -130,000 | -1,088,000 | -2,387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,460,000 | 12,089,000 | 10,749,000 | 9,504,000 |
| Total capital | 15,641,000 | 15,182,000 | 13,873,000 | 12,668,000 |
| Risk-weighted assets | 237,597,000 | 230,416,000 | 233,295,000 | 236,497,000 |