Call reports 2012
BANK OF GEORGIA, THE — 2012
What BANK OF GEORGIA, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 346,791,000 | 344,990,000 | 356,896,000 | 336,443,000 |
| Total loans | 238,137,000 | 229,781,000 | 225,402,000 | 230,423,000 |
| Allowance for loan losses | 5,088,000 | 4,964,000 | 4,916,000 | 4,991,000 |
| Securities available for sale | 52,331,000 | 48,948,000 | 45,857,000 | 46,103,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 318,497,000 | 316,795,000 | 327,983,000 | 308,862,000 |
| Interest-bearing deposits | 277,075,000 | 273,736,000 | 278,391,000 | 266,131,000 |
| Noninterest-bearing deposits | 41,422,000 | 43,059,000 | 49,592,000 | 42,731,000 |
| Equity capital | 19,370,000 | 19,729,000 | 19,764,000 | 19,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,524,000 | 7,120,000 | 10,363,000 | 12,897,000 |
| Interest expense | 956,000 | 1,759,000 | 2,506,000 | 3,208,000 |
| Net interest income | 2,568,000 | 5,361,000 | 7,857,000 | 9,689,000 |
| Noninterest income | 548,000 | 567,000 | 885,000 | 747,000 |
| Noninterest expense | 2,666,000 | 5,058,000 | 7,688,000 | 10,009,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,091,000 |
| Pretax income | 161,000 | 298,000 | 175,000 | -495,000 |
| Income tax | -21,000 | 31,000 | -49,000 | -276,000 |
| Net income | 182,000 | 267,000 | 224,000 | -219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,368,000 | 14,683,000 | 14,603,000 | 13,732,000 |
| Total capital | 18,011,000 | 18,198,000 | 18,059,000 | 17,213,000 |
| Risk-weighted assets | 273,817,000 | 263,523,000 | 258,799,000 | 260,783,000 |