Call reports 2011
BANK OF GEORGIA, THE — 2011
What BANK OF GEORGIA, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 366,170,000 | 373,681,000 | 394,466,000 | 359,726,000 |
| Total loans | 255,394,000 | 251,204,000 | 241,554,000 | 232,200,000 |
| Allowance for loan losses | 7,353,000 | 7,264,000 | 6,138,000 | 4,999,000 |
| Securities available for sale | 37,298,000 | 49,574,000 | 54,203,000 | 56,982,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 336,252,000 | 342,423,000 | 363,968,000 | 332,218,000 |
| Interest-bearing deposits | 301,139,000 | 305,787,000 | 325,011,000 | 296,590,000 |
| Noninterest-bearing deposits | 35,113,000 | 36,636,000 | 38,957,000 | 35,628,000 |
| Equity capital | 21,708,000 | 22,121,000 | 22,037,000 | 19,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,723,000 | 7,480,000 | 11,096,000 | 14,620,000 |
| Interest expense | 1,290,000 | 2,542,000 | 3,773,000 | 4,899,000 |
| Net interest income | 2,433,000 | 4,938,000 | 7,323,000 | 9,721,000 |
| Noninterest income | 396,000 | 816,000 | 1,123,000 | 1,003,000 |
| Noninterest expense | 2,783,000 | 5,444,000 | 8,256,000 | 11,122,000 |
| Provision for loan losses | 671,000 | 756,000 | 1,551,000 | 3,387,000 |
| Pretax income | -625,000 | -410,000 | -1,325,000 | -3,718,000 |
| Income tax | -250,000 | -164,000 | -530,000 | -215,000 |
| Net income | -375,000 | -246,000 | -795,000 | -3,503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,472,000 | 17,789,000 | 17,469,000 | 14,184,000 |
| Total capital | 21,290,000 | 21,562,000 | 21,154,000 | 17,782,000 |
| Risk-weighted assets | 285,706,000 | 282,163,000 | 276,150,000 | 270,270,000 |