Call reports 2010
BANK OF GEORGIA, THE — 2010
What BANK OF GEORGIA, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 378,487,000 | 380,002,000 | 384,596,000 | 352,439,000 |
| Total loans | 264,090,000 | 263,350,000 | 258,256,000 | 254,426,000 |
| Allowance for loan losses | 6,622,000 | 6,770,000 | 7,446,000 | 6,871,000 |
| Securities available for sale | 45,679,000 | 39,388,000 | 38,417,000 | 38,762,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 336,570,000 | 337,692,000 | 342,353,000 | 322,127,000 |
| Interest-bearing deposits | 304,210,000 | 302,322,000 | 305,664,000 | 290,561,000 |
| Noninterest-bearing deposits | 32,360,000 | 35,370,000 | 36,689,000 | 31,566,000 |
| Equity capital | 24,289,000 | 24,350,000 | 23,042,000 | 22,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,345,000 | 8,495,000 | 12,625,000 | 16,488,000 |
| Interest expense | 1,780,000 | 3,404,000 | 4,984,000 | 6,448,000 |
| Net interest income | 2,565,000 | 5,091,000 | 7,641,000 | 10,040,000 |
| Noninterest income | 404,000 | 878,000 | 930,000 | 940,000 |
| Noninterest expense | 3,035,000 | 6,062,000 | 8,756,000 | 11,302,000 |
| Provision for loan losses | 536,000 | 719,000 | 2,233,000 | 2,966,000 |
| Pretax income | -602,000 | -812,000 | -2,418,000 | -3,293,000 |
| Income tax | -241,000 | -325,000 | -498,000 | -848,000 |
| Net income | -361,000 | -487,000 | -1,920,000 | -2,445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,053,000 | 20,958,000 | 19,776,000 | 17,847,000 |
| Total capital | 25,080,000 | 24,890,000 | 23,626,000 | 21,641,000 |
| Risk-weighted assets | 303,334,000 | 295,559,000 | 288,189,000 | 284,257,000 |