Call reports 2007
BANK OF GEORGIA, THE — 2007
What BANK OF GEORGIA, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 349,778,000 | 374,627,000 | 379,392,000 | 362,170,000 |
| Total loans | 272,737,000 | 280,224,000 | 294,925,000 | 295,535,000 |
| Allowance for loan losses | 3,395,000 | 3,520,000 | 3,802,000 | 4,480,000 |
| Securities available for sale | 35,816,000 | 34,356,000 | 37,017,000 | 37,441,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,782,000 | 316,686,000 | 319,619,000 | 280,595,000 |
| Interest-bearing deposits | 258,683,000 | 281,933,000 | 284,157,000 | 250,061,000 |
| Noninterest-bearing deposits | 34,099,000 | 34,753,000 | 35,462,000 | 30,534,000 |
| Equity capital | 34,131,000 | 34,671,000 | 35,862,000 | 35,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,293,000 | 13,096,000 | 20,036,000 | 26,666,000 |
| Interest expense | 2,920,000 | 6,097,000 | 9,325,000 | 12,571,000 |
| Net interest income | 3,373,000 | 6,999,000 | 10,711,000 | 14,095,000 |
| Noninterest income | 457,000 | 979,000 | 1,311,000 | 1,530,000 |
| Noninterest expense | 2,330,000 | 4,797,000 | 7,264,000 | 9,905,000 |
| Provision for loan losses | 173,000 | 300,000 | 728,000 | 2,297,000 |
| Pretax income | 1,327,000 | 2,881,000 | 4,030,000 | 3,423,000 |
| Income tax | 441,000 | 951,000 | 1,331,000 | 980,000 |
| Net income | 886,000 | 1,930,000 | 2,699,000 | 2,443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,117,000 | 35,161,000 | 35,930,000 | 35,674,000 |
| Total capital | 37,512,000 | 38,681,000 | 39,732,000 | 39,809,000 |
| Risk-weighted assets | 305,073,000 | 319,089,000 | 332,422,000 | 330,484,000 |