Call reports 2002
BANK OF GEORGIA, THE — 2002
What BANK OF GEORGIA, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 131,200,000 | 149,818,000 | 169,291,000 | 171,488,000 |
| Total loans | 93,948,000 | 108,533,000 | 124,977,000 | 127,639,000 |
| Allowance for loan losses | 1,200,000 | 1,340,000 | 1,632,000 | 1,889,000 |
| Securities available for sale | 27,603,000 | 30,809,000 | 33,954,000 | 34,809,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,500,000 | 129,683,000 | 150,856,000 | 146,216,000 |
| Interest-bearing deposits | 104,878,000 | 119,310,000 | 141,694,000 | 136,904,000 |
| Noninterest-bearing deposits | 8,622,000 | 10,373,000 | 9,162,000 | 9,312,000 |
| Equity capital | 10,768,000 | 12,950,000 | 14,052,000 | 14,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,017,000 | 4,288,000 | 6,906,000 | 9,568,000 |
| Interest expense | 1,124,000 | 2,283,000 | 3,587,000 | 4,914,000 |
| Net interest income | 893,000 | 2,005,000 | 3,319,000 | 4,654,000 |
| Noninterest income | 53,000 | 114,000 | 176,000 | 236,000 |
| Noninterest expense | 807,000 | 1,532,000 | 2,421,000 | 3,408,000 |
| Provision for loan losses | 85,000 | 308,000 | 600,000 | 885,000 |
| Pretax income | 118,000 | 363,000 | 652,000 | 777,000 |
| Income tax | 14,000 | 74,000 | 176,000 | 218,000 |
| Net income | 104,000 | 289,000 | 476,000 | 559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,900,000 | 12,685,000 | 13,622,000 | 13,956,000 |
| Total capital | 12,100,000 | 14,025,000 | 15,254,000 | 15,798,000 |
| Risk-weighted assets | 106,697,000 | 122,769,000 | 143,543,000 | 147,333,000 |