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Call reports 2002

BANK OF GEORGIA, THE — 2002

What BANK OF GEORGIA, THE reported to the FFIEC in 2002, quarter by quarter.

PERIOD: 2002SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/b772852d-29f0-4eeb-961b-de63a8b4a5e0/2002

Balance sheet

What the bank holds and owes at quarter end

Measure2002Q12002Q22002Q32002Q4
Total assets131,200,000149,818,000169,291,000171,488,000
Total loans93,948,000108,533,000124,977,000127,639,000
Allowance for loan losses1,200,0001,340,0001,632,0001,889,000
Securities available for sale27,603,00030,809,00033,954,00034,809,000
Securities held to maturity0000
Trading assets0000
Total deposits113,500,000129,683,000150,856,000146,216,000
Interest-bearing deposits104,878,000119,310,000141,694,000136,904,000
Noninterest-bearing deposits8,622,00010,373,0009,162,0009,312,000
Equity capital10,768,00012,950,00014,052,00014,311,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2002Q12002Q22002Q32002Q4
Interest income2,017,0004,288,0006,906,0009,568,000
Interest expense1,124,0002,283,0003,587,0004,914,000
Net interest income893,0002,005,0003,319,0004,654,000
Noninterest income53,000114,000176,000236,000
Noninterest expense807,0001,532,0002,421,0003,408,000
Provision for loan losses85,000308,000600,000885,000
Pretax income118,000363,000652,000777,000
Income tax14,00074,000176,000218,000
Net income104,000289,000476,000559,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2002Q12002Q22002Q32002Q4
Tier 1 capital10,900,00012,685,00013,622,00013,956,000
Total capital12,100,00014,025,00015,254,00015,798,000
Risk-weighted assets106,697,000122,769,000143,543,000147,333,000