Call reports 2001
BANK OF GEORGIA, THE — 2001
What BANK OF GEORGIA, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 87,862,000 | 102,792,000 | 117,395,000 | 118,455,000 |
| Total loans | 58,838,000 | 63,699,000 | 78,200,000 | 82,567,000 |
| Allowance for loan losses | 604,000 | 760,000 | 900,000 | 1,114,000 |
| Securities available for sale | 16,753,000 | 22,610,000 | 23,519,000 | 21,891,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,814,000 | 88,344,000 | 105,047,000 | 106,267,000 |
| Interest-bearing deposits | 68,927,000 | 82,240,000 | 97,797,000 | 98,296,000 |
| Noninterest-bearing deposits | 4,887,000 | 6,104,000 | 7,250,000 | 7,971,000 |
| Equity capital | 11,154,000 | 11,221,000 | 11,414,000 | 11,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,621,000 | 3,583,000 | 5,684,000 | 7,776,000 |
| Interest expense | 926,000 | 2,089,000 | 3,379,000 | 4,680,000 |
| Net interest income | 695,000 | 1,494,000 | 2,305,000 | 3,096,000 |
| Noninterest income | 33,000 | 61,000 | 103,000 | 147,000 |
| Noninterest expense | 460,000 | 1,010,000 | 1,636,000 | 2,296,000 |
| Provision for loan losses | 149,000 | 305,000 | 445,000 | 660,000 |
| Pretax income | 118,000 | 239,000 | 327,000 | 370,000 |
| Income tax | 18,000 | 47,000 | 65,000 | 64,000 |
| Net income | 100,000 | 192,000 | 262,000 | 306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,060,000 | 11,152,000 | 11,222,000 | 11,266,000 |
| Total capital | 11,664,000 | 11,912,000 | 12,122,000 | 12,380,000 |
| Risk-weighted assets | 77,091,000 | 71,955,000 | 86,425,000 | 94,018,000 |